Who We Are

Built on Expertise.
Driven by Integrity.

Fariha Neda — Principal, FN Insurance Advisory
Fariha Neda
Principal · Founder · Director
20+
Years of Industry Experience
Our Story

Two decades inside the industry. Now fighting for your side.

FN Insurance Advisory was founded on a fundamental conviction: businesses deserve an adviser who genuinely understands risk — not a broker chasing volume targets and renewal commissions.

Fariha Neda spent 20+ years working inside the insurers and major broking houses that shape Australia's commercial insurance market. At AIG, Vero, CGU, CFC, Aon, and Gallagher, she developed a rare depth of expertise in Financial Lines, Cyber, PI, and Management Liability.

She launched FN Insurance Advisory to offer something the big brokers can't: senior-level attention on every file, genuine independence, and a broker who treats your business like her own.

Foundation
AIG · Vero · CGU
Underwriting — building the technical foundation
Specialisation
CFC Underwriting
Financial Lines & Cyber — deep specialist expertise
Advisory
Aon · Gallagher · Steadfast
Senior broking — client advocacy at scale
2025 — Present
FN Insurance Advisory
Founder & Principal — boutique, independent, client-first
What We Stand For

Our Principles

01
Client-First, Always

Our legal and ethical duty is to you. Every recommendation we make is tested against one question: is this the best outcome for this client?

02
Technical Depth

We don't hide behind broking software. We read policy wordings, challenge exclusion clauses, and negotiate cover improvements that generic brokers miss.

03
Boutique Accountability

Every file is handled at principal level. There are no layers between you and the expert managing your account.

04
Claims Advocacy

The measure of a broker is not what happens at placement — it's what happens at claim. We stand with you through the entire claims process.

Our Edge

Where We Specialise

Professional Indemnity Core
Cyber & Technology Core
Directors & Officers Core
Management Liability Core
Commercial Property Advisory
Construction & Trades Advisory
Business Pack (SME) Advisory
NDIS & Healthcare Providers Emerging
"The difference between a policy and protection is the advice that sits between them. That's what we provide."
Fariha Neda · FN Insurance Advisory